When & Where
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Modern Envelope Budgeting
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Have you been budgeting?

  • Yes, I know how much to spend where – can envelope budgeting give you more control or will it be unnecessary effort if your technique is already working for you?
  • No, I just look at my balance (sometimes) and spend (always) – envelope budgeting could give you greater control of your personal finances.

Envelope budgeting: Grab an envelope, label its purpose (groceries, dining out, etc.) and stuff it with cash budgeted for it. Use cash from respective envelopes for all your expenses.

Modern times: It’s no longer practical to store currency notes in physical envelopes for all your expenses. How do we then use virtual envelopes with digital money?

Does it work? How much time, effort and money does it take?

My 4 years experience of practising modern envelope budgeting with tips and caveats. 

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    When & Where
    SEPT 21
    TWO THOUSAND AND NINETEEN
    8:00
    IN THE MORNING
    DAYANAND SAGAR UNIVERSITY, SCHOOL OF ENGINEERING
    HOSUR ROAD, KUDLU GATE, BANGALORE (NOT KUMARSWAMY LAYOUT)
    SPET 21
    TWO THOUSAND AND NINETEEN
    8:00
    IN THE MORNING
    DAYANAND SAGAR UNIVERSITY, SCHOOL OF ENGINEERING
    HOSUR ROAD, KUDLU GATE, BANGALORE (NOT KUMARSWAMY LAYOUT)